bikel2 Hi Bbikel2,
I've been using Skrill for a while now, and I can share some insights about its safety and usability.
Security Features
Skrill is generally safe to use. It employs Secure Socket Layer (SSL) technology with 128-bit encryption to protect your login details and transactions. Additionally, it uses 3D Secure (3DS) for online payments, which adds an extra layer of protection by requiring verification via a one-time password or push notification through the Skrill app. This ensures that even card-not-present transactions are secure.
Privacy
When you make payments with Skrill, your sensitive financial information (like bank account or card details) is not shared with the recipient. This makes it a safer alternative compared to directly using your credit or debit card.
Risks and Considerations
- Account Verification: Skrill has a strict verification process, especially for large transactions. If your account isn't verified, it could be frozen until you complete the process.
- Fees: Some users find Skrill's fees for certain transactions (like withdrawals) to be high, so it's worth reviewing their fee structure before signing up.
- Account Restrictions: There have been reports of accounts being restricted unexpectedly. To avoid this, ensure you follow their terms of use and keep your account details updated.
Tips for Safe Use
- Register and verify your account early to avoid limitations.
- Use unique and strong passwords, and enable two-factor authentication.
- Avoid accessing your account on public Wi-Fi or through VPNs/proxies.
- Regularly update your mobile number and app to ensure smooth operations.
Skrill is a secure platform with robust security features, but like any financial service, it requires vigilance on your part to avoid potential issues. If you're planning to use it for gaming or shopping, it’s a solid option as long as you stay within their guidelines. Hope this helps!